- Configurations : Easily customize workflows, rules, and settings to align with your institution’s policies.
- Application Rules : Define and enforce rule-based application processing for smarter decision-making.
- Application Enrollments : Simplify and accelerate on-boarding with a seamless, digitized enrollment system that applies multiple verification rule checks to ensure accuracy and compliance.
- Card Issuance & Card Management : Seamlessly oversee the entire card lifecycle, from issuance and renewals to replacements and add-on cards, ensuring flexibility and a smooth customer experience.
- Host (Authorization & Transactions) : Ensure secure and seamless transaction processing with real-time authorization.
- Settled Transaction Data : File Uploads and API.
- Host (Bill Process, Payments & Collections) : Simplify bill processing, payments, and collections with a centralized system.
- EMI Transactions & Reward Points : Enable flexible EMI options and manage customer reward programs effortlessly.
- Risk / Alert Management : Implement real-time risk assessment and fraud detection for enhanced security.
- User Management & Reports : Manage user roles, permissions, and access levels while generating real-time insights and reports.
Products
Credit CARD MANAGEMENT SYSTEM - StarCREDIT
StarCREDIT empowers bank operations teams with a seamless, digitized platform for managing the Entire Card Lifecycle from Application to Issuance.
Designed for Banks & Financial Institutions, our solution supports all scheme cards (Visa, Master etc.) in multiple formats (Magnetic Stripe, EMV, NFC, Virtual). With its scalable architecture, banks can efficiently handle operations across multiple institutions.
Our cutting-edge banking operations platform streamlines every aspect of credit processing, from seamless configuration and rule creation to precise credit decisioning - all in one place. With robust capabilities for credit limit calculation and approval, our platform ensures accuracy and efficiency at every step.
Our platform has CREDIT HOST, the powerhouse module that handles transactions with reliability and speed.
- Effortless Configuration – Customize workflows, rules and settings with ease.
- Intelligent Decisioning – Automate rule checks and credit limit approvals.
- Seamless Card Issuance – Ensure smooth processing and quick card generation.
- Multi-Currency & Multi-Product Support – Manage diverse card portfolios on a single platform.
Built on DevOps - Engineered for Excellence
Faster Deployments with Minimal Downtime
Secure Code Management
Containerized Deployment with Docker
KEY FEATURES
Admin Portal
Core Platform for end-to-end Credit Card Lifecycle Management.
Credit Host
Secure Transaction Authorization & Bill Processing System.
Mobile App
Empower Customers to manage their Credit Cards anytime, anywhere.
Customer Web Portal
A seamless Online Platform for easy Card Control & transactions.
KEY SELECTION CRITERIA
- Increased Operational Efficiency : Reduce manual efforts with intelligent automation and real-time processing.
- Faster Time-to-Market : Accelerate credit card issuance and operations with automated workflows.
- Better Revenue Opportunities : Optimize EMI transactions, reward programs, and collections for higher profitability.
- Scalable & Multi-Institution Support : Handle multiple banks, geographies, and currencies on a single platform.
- Enhanced Customer Experience : Offer seamless card management across web and mobile platforms.
- Stronger Risk & Fraud Protection : Detect and mitigate potential risks with built-in fraud monitoring and alerts.